LIC AAO Salary 2025: In-Hand Pay, Perks, Benefits, and Job Responsibilities.

The starting basic salary for an LIC AAO is ₹53,600 per month. For the first 14 years, the salary increases by ₹2,645 each year. After that, the basic salary becomes ₹90,630, and for the next 4 years, it increases by ₹2,865 each year.

The Life Insurance Corporation of India (LIC) sets the LIC AAO Salary for selected candidates applying for the position of Assistant Administrative Officer (AAO). Each year, LIC opens applications to recruit skilled candidates for various departments, making it crucial for potential applicants to understand the LIC AAO salary structure and job profile.

The basic salary of a LIC AAO is INR 53,600 per month, providing a competitive compensation package. In addition to this base salary, LIC AAOs receive a range of perks, such as House Rent Allowance (HRA) and City Compensatory Allowance (CCA), significantly boosting their overall income. Furthermore, dedicated LIC AAOs have great opportunities for career advancement, with the chance to be promoted to Assistant Officer after accumulating relevant work experience.

Particulars	Amount (INR)
Basic pay	53600
Special allowance	4500
DA	32210
HRA	5360
Transport Allowance	1960
CCA	1608
Gross salary	99228
Deduction (PF/Income Tax/PT/Pension)	10561
Net Salary	88667

LIC AAO Salary Structure

The Salary of LIC AAO has been an influential factor in opting for a career with the Life Insurance Corporation of India. LIC AAO salary is one of the major driving forces for candidates applying for the post of Assistant Administrative Officer. It is one of the most sought-after posts in the Insurance sector as well. Holding a good repute, aspirants of the exams will have all their queries resolved after going through the article.

Securing a position as an LIC Assistant Administrative Officer (AAO) is a prestigious opportunity that provides candidates with a strong sense of satisfaction, as it is a coveted central government job. The promising career scope in this role further reinforces its appeal among job seekers. With a competitive LIC AAO salary, aspiring candidates can look forward to a stable and rewarding career path. For a quick overview, candidates can refer to the table below for detailed insights into the LIC AAO salary structure. Highlights are tabulated below:

Component	Amount
Basic pay	Rs. 53,600 per month
Maximum basic pay	Rs. 1,02,090 per month
Total Approximate Salary	Rs. 88,667 per month

LIC AAO Salary is complemented also by promotion and increments. Allowances/ benefits are also a part, depending upon job profile.

Pay Scale

The details regarding basic pay, increment and duration are tabulated below:

Basic Pay	Increment	Duration	Next Basic Pay
₹ 53,600	₹ 2,645	14 years	₹ 90,630
₹ 90,630	₹ 2,865	4 years	₹ 1,02,090
₹ 1,02,090	-	-	-

LIC AAO Salary Deductions

Deductions amounts are tabulated below:

Particulars	Amounts( INR)
NEW GI	137
Mediclaim	200
GIS	3,050
GTIS	241
DCPS	6,933
Total Deductions	10,561

LIC AAO Allowances

As per the salary slip, the allowances included in the salary are listed. These allowances are an appeal to the candidates. Please note that these allowances may vary from city to city.

Defined Contributory Pension
Gratuity
LTC
Cash Medical Benefit
Group Mediclaim
Group Personal Accident Insurance
Group Insurance
Vehicle Loan (2-wheeler/4 wheeler) as per rules
Meal coupon
Reimbursement of cost of Briefcase/leather bags
Mobile handset
Supply of dailies and magazines
Tea/coffee
Mobile expenses

Promotion and Career Growth for LIC AAO

Thus, from a share of the official ranks, promotion is sure. With increments announced, LIC AAO AE candidates may naturally ascend to assistant roles of higher grades. However, an individual's growth career heavily depends on his or her performance and experience. Importantly, appointed candidates for the LIC Assistant Administrative Officer (Chartered Accountant) post carrying two years of post-qualification work experience by the eligibility date will become entitled to two further additional increments.

Job Profile of LIC AAO

Job Profile	Role
Clerical Duties	Cashier, single-window operator, customer service executive
Cash Management & Customer Relations	Handling cash counters, addressing customer grievances, managing public relations
Sales Document Management	Processing policies, claims, and settlements
Back-End Office Work	Administrative and support tasks

LIC AAO Selection: Probation and Service Bond Details

Candidates approved for appointment as LIC AAO will serve a minimum one-year probation period, extendable up to a maximum of two years depending on performance and organizational management. The place of posting will be at the discretion of the LIC and transferrable anywhere within India.

In addition, candidates shall have to sign an undertaking to serve LIC for a minimum of four years from the date of joining, including the probation period. In case the candidate defaults on the undertaking, he/she will be liable to pay a penalty of ₹5,00,000/- plus applicable GST or any other sum decided by the Executive Director (Personnel) at that time.

Frequently Asked Questions

What is the inhand salary of LIC AAO?

Basic Pay of LIC AAO is Rs. 53,600 per month. However, benefits and allowances are also provided to them.

Is LIC AAO a government job?

Yes, LIC AAO is a government job. LIC is a public sector undertaking (PSU) owned by the Government of India.

Is LIC AAO a permanent job?

Yes, LIC AAO is a permanent job and it's a government job.

Is the LIC AAO exam tough?

One of the hardest tests is the LIC AAO, and only those who have studied thoroughly and thoroughly may pass the preliminary and mains papers before the interview. A round of medical tests is held following these rounds.

Is LIC AAO a transferable job?

The LIC AAO (Assistant Administrative Officer) position is indeed transferable. Every three to five years, LIC AAOs are often moved to different sites, which may be rural, semi-urban, or urban.