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Actuarial Science: Course, Eligibility, Fees, Syllabus, Career Opportunities

Nikita Parmar

Updated on 03rd July, 2024 , 2 min read

Actuarial Science Course

Actuarial Science is about applying statistical, mathematical and business skills to measure and manage risk. Traditional applications of actuarial science include designing and pricing insurance products, setting capital and reserve held by an insurer, and advising superannuation funds. Nowadays, actuaries are applying their skill sets in non-traditional roles, helping to solve some of the big-picture problems facing our society. From analysing the impact of emerging climate change on business plans, to finding solutions to support our ageing population.

Actuarial Science Course is offered by Institute of Actuaries of India (IAI). IAI is a statutory body established under The Actuaries Act 2006 (35 of 2006) for regulation of the profession of Actuaries in India. The innovative IAI Accreditation Program not only aligns with the core objectives of the Institution, but also serves as a driving force in strengthening the Actuarial Science realm. Actuarial science is worth CA, CMA & CS. 

Actuarial Science Course Highlights

Specifications

Details

Name of the Course

Actuarial Science

Course Duration

UG: 3 years

PG: 2 years

Degree

B.Sc, M.Sc, MBA, B.Com, M.Com, BA, MA, BBA

Eligibility

UG: 10+2

PG:  Bachelor’s Degree

Admission Process

Entrance Exam/ Merit Based

Entrance Exams

CUET UGACET, and CUET PG

Course Fees 

INR 15, 000 – INR 4,50,000

Actuarial Science Jobs

Actuarial Product Manager, Financial Adviser, Consultant, Senior Executive Actuarial, etc.

Actuarial Science Salary

INR 3.59 – 5.50 LPA

Top Recruiters

Mercer, Aon, Willis Towers Watson, Milliman, etc

Official Website

actuariesindia.org

Actuarial Science Course Eligibility Criteria

The qualifying conditions that must be met in order to pursue an actuarial science course are listed below-

  • The applicant must have passed Class 12th with Min. 50% Marks
  • They must have studied the main subjects such as- Mathematics, Statistics, Economics, English. 
  • Direct Entry for those candidates who have completed CA, CMA, CS, Post-graduation, Masters, Degrees in Mathematical Science or Statistics. 

Also Read Courses After 12th Commerce

Actuarial Science Entrance Exam

Actuarial Common Entrance Test (ACET) is an entrance exam conducted by the Institute of Actuaries of India (IAI). ACET is an National Level exam conducted twice in a year and is conducted in three stages CT, CA, and ST. 

Exam Type: MCQ with 100 Marks

Registration Fees: Rs.3000

Also Read: Chartered Accountancy and CA Salary.

Actuarial Science Fees 

Actuarial Science Course Fees may vary from college to college and from level to level.

  • The average actuarial science course fee without coaching is Rs. 2-2,50,000.
  • The average actuarial science course fee with coaching is Rs. 3-5,00,000.

Actuarial Science Syllabus

The syllabus of Actuarial Science are divided into 4 stages. After completing all stages, candidates become a fellow member of Institute of Actuaries of India (IAI). After completion of 1st and 2nd stage candidates become Associate Member of IAI. In stage 3, the student will choose 2 subjects from the 7 subjects offered. In stage 4, the students have passed in 1 subject from the 5 subjects offered. 

Stage 1: Core Principles 

Actuarial Statistics

1.Actuarial Statistics

2.Risk Modelling And Survival Analysis

Actuarial Mathematics

1.Actuarial Mathematics

2.Financial Engineering and Loss Reserving Core Principles

Actuarial Business 

1.Business Finance

2.Business Economics

3.Business Managements

 

Stage 2: Core Practice

Actuarial Practices

Modelling Practice

Communications Practice

 

 

Stage 3: Specialist Principles

Health And Care

Life Insurance

Pension And Other Benefits

Investment And Finance

Financial Derivatives

General Insurance Reserving And Capital Modelling

General Insurance-Pricing

 

Stage 4: Specialist Advanced

Health And Care

Life Insurance

Pension And Other Benefits

Investment And Finance

Financial Derivatives

General Insurance

Actuarial Science Career Opportunities

With the forthcoming corporate culture and the growth in commerce businesses, career possibilities in the actuarial science industry are many.

  • Financial Advisor
  • Risk Analyst
  • Budget Analyst
  • Cost Estimator
  • Insurance Underwriter
  • Insurance Companies
  • Pension Funds
  • Banking Sector
  • Government Sector
  • Investment Advisories
  • Risk Management

Work of Actuarial Scientist 

Actuarial Science is a risk analysis course. Actuarial Scientist has knowledge in Advanced mathematics, statistical, financial and economical. They analyze different types of statistical data and decrease business risk and uncertainty. They also develop new risk analysis methods and decrease the negative effect in business. They work in life insurance, employee benefits and pension plans.

Frequently Asked Questions

Can an examinee take the actuarial science entrance test more than once?

Ans. Students who have been unsuccessful in the past can reapply by enrolling for ACET again.

Can a candidate avoid taking the CT, CA, and ST exams?

Ans. If one has qualified tests that have been considered legitimate by IAI, then they are not required to take all of the CT, CA, and ST exams. The Institute and Faculty of Actuaries and the Casualty Actuarial Society are two universities that provide examinations similar to the IAI.

What are the most important actuarial science areas in India, and why are they so?

Ans. Insurance, savings products, and pension systems are currently quite popular in India. With an increase in middle-class households, India now has a larger market for saving money. Even young and middle-aged people are becoming aware of the need to save for retirement.

How much does an Actuarial Science course cost?

Ans. Online certificate programs are available for free. The bachelor’s level has the highest course price of INR 1.63 lakh

Is it worthwhile to study Actuarial Science?

Ans. Yes. Finance industry jobs are seldom slums and are extremely profitable in terms of income advancement.

What is an Actuarial Science Course?

Actuarial Science is about applying statistical, mathematical and business skills to measure and manage risk. It is a risk analysis course.

Which institute offers Actuarial Science Course in India?

Actuarial Science Course is offered by Institute of Actuaries of India (IAI). IAI is a statutory body established under The Actuaries Act 2006 (35 of 2006) for regulation of the profession of Actuaries in India.

What is the eligibility of an Actuarial Science Course?

The applicant must have passed Class 12th with Min. 50% Marks. They must have studied the main subjects such as- Mathematics, Statistics, Economics, English.

Is an Actuarial Science Course worth it to study?

Yes, Actuarial science is worth CA, CMA & CS.

Which entrance exam is there for an Actuarial Science Course?

Actuarial Common Entrance Test (ACET) is an entrance exam conducted by the Institute of Actuaries of India (IAI). ACET is an National Level exam conducted twice in a year and is conducted in three stages CT, CA, and ST.

What is the work of an Actuarial Scientist ?

Actuarial Scientists analyze different types of statistical data and decrease business risk and uncertainty. They also develop new risk analysis methods and decrease the negative effect in business.

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